Cheltenham Business Finance and Commercial Mortgages

THE ISSUES FACING SMALL AND MEDIUM-SIZED BUSINESSES

The lifeblood of any business is money, but how often do you get the impression that the only time the banks want to lend you money is when you don't need it?

It is important to have clarity about the status of your business and the factors leading to the need for funds.

A business going through healthy expansion may need working capital in the form of sales ledger finance or asset finance for the purchase of new plant.

Your business may experience seasonal fluctuations requiring short-term finance, and you may need bridging or a commercial mortgage to help with the purchase of new premises.

If the business is not currently profitable, you should consider some form of restructuring rather than just borrowing money to bridge the gap.

HOW CAN STRICTLY MORTGAGES HELP?

Raising finance of all types is our business, but our greatest skill lies in having the experience to help you identify exactly what type of finance you need and when.

Having identified what you need, the next stage is to find the most appropriate funding source to meet that need and to this end we have built up a network of providers who specialise in their own specific areas of finance.

Don't be deterred if you have been turned down on the High Street. We have links with specialist lenders who may be able to help you.

Ask us for guidance with fundraising in any of the following areas:

• commercial mortgages
• buy to let mortgages
• bridging finance
• development finance
• trade finance
• invoice finance
• factoring
• asset finance
• working capital finance
• funding a start-up
• funding recruitment and marketing
• short-term finance
• finance for tax liabilities